Residential loan specialists
Flexible residential finance lending solutions for self-employed or PAYG borrowers. Full transparency, no surprises.
Learn moreResidential loans
- Loan amount $100K - $5M
- Terms Up to 30 yrs / 5 yrs IO^
- Type Interest Only or Principal & Interest
- LVR Up to 80%*
- Options Full Doc and Mid Doc
- Servicing Most recent financial information
- Income verification Full Doc or statement of self-certified income supported by 1 of 6 options**
Residential lending solutions simplified
We provide residential loans for self-employed and PAYG borrowers, including individuals, companies (public or private), trusts, partnerships, and registered business names, to help customers achieve their goals of acquisition, refinance or equity release. We have a simplified process with no credit scoring, where all applications are assessed on their merits.
- Relationship Managers to workshop all scenarios
- Simplified accountant’s letter
- Utilisation of Comprehensive Credit Reporting
- Rates are based on LVR and loan size, not loan purpose
- ABNs less than 2 years considered
- Flexible cash out for business or personal use
- All loans assessed on their merits
- No Debt to Income (DTI) maximum
Thinktank’s team has consistently delivered exceptional solutions for my clients, showcasing not only a commendable level of service but also a strong commercial mindset that ensures optimal value. Their diverse range of innovative products offered has been instrumental in addressing a variety of needs for investors and small business owners alike.
Thinktank have helped many of our clients purchase and refinance via their SMSF. The process is simple, efficient with great products available. Can’t recommend highly enough.
My recent interaction with Thinktank on a self employed application was nothing short of amazing. Going forward I’ll have no hesitation in bringing many more customers to them for their common sense approach and commitment to service. …responsiveness and willingness to understand and workshop scenarios is second to none, and the credit assessor was the best credit person I have ever dealt with in my time as a broker, they just get it.
Over the last several months, they have supported us with dedication, expertise and commitment… As mortgage brokers, we rely heavily on the support and collaboration from Lender BDMs. Their ability to put deals together, liaise with credit and settlement teams and optimise the loan process has been invaluable. Not only have they helped us to get several loans approved, but have also consistently ensured a seamless and positive experience…
What we don't do
- Credit impaired lending
- Construction or development funding
- Vacant land or rural residential
- Postcodes with a population under 10,000 people
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