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For general enquiries, please contact Invest@Thinktank.au. 

Information on complaints handling is available in the Information Memorandum and Thinktank’s complaints policy. 

Thinktank maintains policies and governance frameworks to identify and manage conflicts of interest in accordance with its AFSL obligations. 

As the Trusts are offered to wholesale and sophisticated investors only, statutory coolingoff rights generally do not apply. 

Investor funds are held and managed in accordance with the Trust structure and the Information Memorandum. Details regarding custody and trust arrangements are set out in the Information Memorandum. 

Tax outcomes depend on an investor’s individual circumstances. Investors may be required to include trust distributions in their assessable income. Independent tax advice should be obtained. 

Distributions are calculated after applicable trust expenses and costs, as outlined in the Information Memorandum. 

There are no entry fees payable when making an investment in the Trusts. 

Yes, Thinktank’s Modern Slavery Statement  has been approved and published on the Australian Government Modern Slavery Statements Register,  and is also available to view on this website. 

A copy can also be provided upon request. 

AMAL Asset Management Ltd, rated “Strong” as a servicer by Standard & Poors, acts as a back up servicer to the Income and High Yield Trust. 

This arrangement ensures that, in the event Thinktank is unable to perform its servicing obligations, the Trusts may continue to be administrated by a capable independent organization in accordance with the commitments and obligations set out in the Information Memorandum. 

This structure is intended to support continuity of operations; however, it does not eliminate investment risk. 

Thinktank can accept investments from wholesale & sophisticated investors, as defined under the Corporations Act 2001 (Cth). 

Eligible investors may invest in their own name or via a company, selfmanaged superannuation fund (SMSF), or trust structure. 

Retail investors are not eligible to invest in these Trusts 

 The return you receive is dependent on: 

• the prevailing BBSW 30day rate (BBSW30) for each month; and 

• the applicable margin over BBSW30 for the Investment Bonds selected. 

Published target returns are available at www.thinktank.com.au. 

Returns are not guaranteed and may vary over time. 

Thinktank provides the following investor reporting: 

• Monthly performance reports published on the Thinktank website; and 

• An annual summary of interest earned, issued after the end of each financial year. 

Additional reporting may be provided as required under the Information Memorandum or applicable law. 

The minimum term for any investment differs depending on the bond selected: 

• Income Trust – Monthly Bonds require a minimum of 30 days investment 

• Income Trust – Quarterly Bonds require a minimum of 90 days investment 

• Income Trust – Semi-Annual Bonds require a minimum of 180 days investment 

• High Yield Trust – require a minimum of 365 days investment 

After this minimum period has elapsed, investors may elect to: 

• redeem their capital investment; or  

• roll over their capital for a further equivalent term.  

Redemption requests must be received by Thinktank at least 30 days prior to the monthly payment date that immediately following the end of that minimum term. 

The minimum investment in either trust is $10,000. 

Wholesale/sophisticated investors can invest in Thinktank’s Income Trust or High Yield Trust. Thinktank is offering investors a 12 month bond in either/both trusts whereby investors receive monthly coupon interest payments and are able to redeem their capital after the 12 months or roll over for another 12 month investment. The funds invested are then lent to borrowers who wish to purchase a commercial property.

Yes both Trusts maintain a dynamic loss provision.  

• Income Trust: up to 1% of the loan pool balance  

• High Yield Trust: up to 2% of the loan pool balance 

The loss provision is designed to absorb losses within the portfolio but does not guarantee the preservation of investor capital. 

Investments in the Trusts expose investors to underlying borrower credit risk and the ability of those borrowers to meet their loan repayments obligations.  

Accordingly, investments should be considered higher risk in nature and are not capital-protected or guaranteed.  

Investors should refer to the Information Memorandum for a detailed description of all material risk.  

If you wish to have your capital returned to you, you must notify Thinktank at least 30 (but no more than 90) days prior to the monthly payment that immediately follows the end of the relevant investment term. 

Redemptions are subject to liquidity, the terms of the Trust, and the Information Memorandum 

To invest in Thinktank’s Income and/or High Yield Trust, you must complete an application form and satisfy wholesale or sophisticated investor eligibility requirements. 

Please contact Invest@Thinktank.au to request an application pack 

There are no exit fees where an investment is held to the end of its applicable minimum term. 

However, Thinktank reserves the right to apply an early redemption fee of up to 2% where an investor redeems their investment prior to the end of the applicable minimum term, in the circumstances and on the terms described in the Information Memorandum. 

To learn more about Thinktank please see here