About Thinktank
A proven track record in property lending and investments
Supporting everyday Australians with straightforward commercial, residential, SMSF and Private lending solutions and income producing investment options.
Founded in 2006, Thinktank is an independent non‑bank financial institution specialising in commercial and residential property mortgage finance, primarily serving Australia’s self‑employed, SMEs and self‑managed superannuation funds. The business was established by a group of financial services professionals with deep banking and property expertise, in response to an unmet demand for straightforward, set‑and‑forget lending solutions that appropriately recognised and rewarded brokers.
Thinktank operates exclusively through mortgage brokers and has built its model around long‑term broker partnerships. This broker‑only focus shapes how the business operates and evolves, with a strong emphasis on listening to broker feedback and making practical, considered changes in response. That approach continues to guide product development and service delivery as borrower needs become more complex.
Since inception, Thinktank has progressively expanded its lending capabilities in line with market demand, introducing SMSF lending in 2013, residential lending solutions in 2018, private lending products in 2024, and supporting the facilitation of strata lending in 2025.
In parallel with its lending operations, Thinktank Asset Management was established in 2017 to provide property‑backed income solutions for sophisticated and wholesale investors, including individuals, professionals and families. These strategies are designed to deliver regular, reliable income streams, supported by disciplined risk management and a long‑term investment approach.
Today, Thinktank employs over 200 people and operates a nationwide footprint with offices in Sydney, Melbourne, Brisbane, Perth and Adelaide. Across lending and asset management, the business has originated more than $18 billion in mortgage‑secured finance, manages approximately $9 billion in assets, and continues to leverage its scale, experience and governance to deliver dependable outcomes across economic and credit cycles.
My wife and I have had money invested in both the High Yield Trust and the Income Trust for more than three years. Thinktank always pays our interest on time and we receive communication from Lauren several days in advance giving us full details of the return percentage and the dollar amount. Lauren is on the ball and seems to work 7 days a week. She will promptly reply to any of my questions, no matter how banal – often after hours – and any request for additional reports or paperwork will turn up almost instantly. Nothing is a problem.
We have had a very positive experience with Thinktank and have recommended them to several of my friends who report similar results. I am very happy to recommend them to other investors.
I’ve been working with Thinktank Asset Management for more than five years, and the experience has consistently impressed me. Coming from a long career with one of the Big Four banks, I can confidently say Thinktank more than holds its own. Their service is exceptional – responses are always prompt, and Lauren Ryan never fails to come back to me the same day, which is invaluable. Thinktank’s investment products deliver favourable returns compared with similar offerings in the market, and their conservative approach to commercial lending gives me real confidence as an investor. I genuinely rate the team and the offering – they’ve earned my trust.
We are always looking for investments with an elusive magic formula – low risk, high return. We value stability above all else, needing to know that our capital is secured. Having said that, we’ve been with ThinkTank for years and they’ve never missed a beat. Even during the extraordinary circumstance of COVID, we’ve never had a late payment nor a cause for concern in any regard. The ThinkTank team is professional, rigorous and from our perspective, entirely trustworthy. I highly recommend them.
Thinktank’s team has consistently delivered exceptional solutions for my clients, showcasing not only a commendable level of service but also a strong commercial mindset that ensures optimal value. Their diverse range of innovative products offered has been instrumental in addressing a variety of needs for investors and small business owners alike.
Thinktank have helped many of our clients purchase and refinance via their SMSF. The process is simple, efficient with great products available. Can’t recommend highly enough.
My recent interaction with Thinktank on a self employed application was nothing short of amazing. Going forward I’ll have no hesitation in bringing many more customers to them for their common sense approach and commitment to service. …responsiveness and willingness to understand and workshop scenarios is second to none, and the credit assessor was the best credit person I have ever dealt with in my time as a broker, they just get it.
Over the last several months, they have supported us with dedication, expertise and commitment… As mortgage brokers, we rely heavily on the support and collaboration from Lender BDMs. Their ability to put deals together, liaise with credit and settlement teams and optimise the loan process has been invaluable. Not only have they helped us to get several loans approved, but have also consistently ensured a seamless and positive experience…