Australian property backed investments

Thinktank offers sophisticated and wholesale investors direct access to a secured, income producing asset class.

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Investment products
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Reliably consistent

Unbroken record of timely payments to investors

Consistently reliable

Passive, secured, and monthly income

Uncommon expertise

Deep through-the-cycle experience

About us

Founded in 2006, Thinktank is one of Australia's leading non-bank property lenders, with over $17 Billion in residential and commercial loans funded. Through Thinktank Asset Management, established in 2017, we deliver property-backed income solutions that provide regular, reliable income streams for sophisticated and wholesale investors - including individuals, professionals, and families.

With 20 years of lending experience and with over $8.25B in assets under management, we leverage our scale and disciplined approach to manage risk and enhance returns. Our founders and executive team bring deep banking and property knowledge, with a proven track record of performance across economic and credit cycles.

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Thinktank staff

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Lending experience

$0 B

Loans funded

$0 B

Assets under management

Investment products

Monthly
Income Trust

6.26%^*

A diversified portfolio of first mortgage, property secured loans delivering regular monthly income with monthly liquidity, supported by conservative credit selection and active management.

$10,000 minimum investment
Variable Interest paid monthly
First mortgage secured

Download investor report

Quarterly
Income Trust

6.86%^*

A diversified portfolio of first mortgage, property secured loans delivering regular monthly income with monthly liquidity, supported by conservative credit selection and active management.

$10,000 minimum investment
Variable Interest paid monthly
First mortgage secured

Download investor report

3.75 star^{^}

Semi-annual
Income Trust

7.66%^*

A diversified portfolio of first mortgage, property secured loans delivering regular monthly income with monthly liquidity, supported by conservative credit selection and active management.

$10,000 minimum investment
Variable Interest paid monthly
First mortgage secured

Download investor report

Annual
High Yield Trust

9.06%^*

Invests in Mortgage-backed securities supported by a diversified portfolio of commercial and residential property loans, Direct commercial and residential mortgages Cash.

$10,000 minimum investment
Pooled, set and forget
First mortgage backed securities

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Our investment approach

Thinktank Asset Management applies a disciplined, origination‑led approach to property‑secured credit investing, grounded in two decades of lending experience.

We focus on first‑mortgage loans, conservative credit selection and diversified portfolio construction. Portfolios are built loan‑by‑loan, with full transparency into borrower quality, asset security and transaction structure. Capital preservation sits at the core of our philosophy, with a through‑the‑cycle mindset focused on delivering reliable, risk‑adjusted income outcomes.

How we generate returns

Returns are generated primarily through contractual interest income from first‑mortgage, property‑secured loans. Our origination platform provides direct access to loan opportunities, enabling disciplined pricing, careful structuring and selectivity across market conditions.

By prioritising cash‑flow generation over capital appreciation and avoiding elevated risk‑taking, we aim to deliver consistent income rather than opportunistic or cyclical returns.

Risk management & governance

Risk management is embedded at every stage of the investment process and supported by clear governance and accountability.

We operate within a structured governance framework, with defined decision‑making authorities and active management of conflicts of interest. Credit risk is controlled through conservative underwriting, ongoing portfolio monitoring and disciplined diversification. Valuation and liquidity practices are designed to be prudent and transparent, with regular reporting provided to investors.

We believe strong governance, alignment and transparency are fundamental to protecting investor capital and delivering consistent outcomes over time.