Customer Base Rates

Interest rates

These are the current base rates we use when calculating interest rates. For individual product interest rates please visit our resources page.

Below is a summary of our current reference and base rates, which are the variable interest rates used before any discount or margin is applied. For individual product interest rates, brokers can visit our resources page or check their nominated aggregator CRM. Borrowers should contact their mortgage broker for more information.

TypeDescriptionRate
Official Cash RateAs at %
Commercial Bill Reference Rate (CBRR)For all standard Commercial and Commercial SMSF loans%
Standard Residential Rate (SRR)For all standard Residentially secured loans%
Residential SMSF Rate (RSR)For all Residential SMSF loans%
Commercial & Commercial SMSF Reference Rate (CRR / CRR-SMSF)For Max Commercial and Commercial SMSF loans%
Broker Base Rate (BBR)For all Broker Trail Book Loans%
Business Loan Reference Rate (BLRR)For all Private lending and Residual Stock loans%