The Consumer Data Right (CDR) is an Australian Government initiative established under Part IVD of the Competition and Consumer Act 2010 (Cth). It gives consumers the right to safely access certain data held about them by businesses and to direct that data to be shared with accredited third parties of their choice. 

What does this mean? 

Where Thinktank holds CDR data about you or your lending products, you will be able to ask us to share that data with accredited data recipients you choose. In this policy, we refer to this as your Thinktank CDR data. 

The CDR is jointly regulated by the Australian Competition and Consumer Commission (ACCC) and the Office of the Australian Information Commissioner (OAIC). The legislative framework includes the Competition and Consumer Act 2010 and the Competition and Consumer (Consumer Data Right) Rules 2020. 

This policy describes your rights under the CDR legislation as they apply to Thinktank. 

If you want to know more about how we handle your personal information generally, see our Privacy Policy at thinktank.au. 

We update this policy when our obligations or practices change. You can always find the most current version at thinktank.au, and you can ask us to send you a copy at any time.